FINANCIAL PLANNING

FOR THOSE WORKING THE 9-5 AND the 5-9

HELPING YOU

Whether you have dreams of growing your career, starting a side hustle, or taking your business to the next level, we have you covered.

We know that your time is valuable. We’ll tackle the complexities of your personal finances through our customized planning solutions, so you don’t have to.

You can experience financial freedom while doing what you love.

build a life of FINANCIAL freedom

There is something so uplifting about working with entrepreneurs. Having the courage to leave the traditional corporate path to build a passion-driven business is truly inspiring.

We bring knowledge on the latest regulations and planning strategies surrounding your personal finances. The cumulative experience of our team has provided learning experienced that influences how we serve entrepreneuers today.

MEET WITH US

OUR PASSION

IS TO HELP YOU LIVE OUT YOURS

THE

LUMINARY EXPERIENCE

DISCOVER

Through a free discovery call, we'll see if we're the right match for you while uncovering your vision, values, and goals.

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STRATEGIZE

You’ll be guided through 5 Strategy Sessions, where we’ll optimize every aspect of your finances.

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1 - Cash Flow Review

Obtain a comprehensive understanding of where your money is going each month. We'll review all of your accounts, debts, income, and expenses to provide an optimized strategy for managing monthly cash flows.

2 - Savings Plan

Gain confidence in your ability to achieve your life goals. We'll create a roadmap to help you retire comfortably, buy a home, save for your kids, or travel the world.

3 - Investment Strategy

Receive a customized investment plan that you can actually understand. We'll show you how your money is being invested and why.

4 - Business and Taxes

Learn how to do what you love while paying less taxes. We'll help you find the optimal approach for structuring your business, setting up a retirement plan, and tackling taxes.

5 - Insurance, Estate, and Benefits

Secure a backup plan for the worst case scenario. We'll ensure you and your family are protected with adequate insurance coverage, estate documents, and employee benefits.

IMPLEMENT

We deliver your Financial Guidebook with our analysis, recommendations, and next steps towards financial freedom.

ENHANCE

We work continually to adjust your Financial Guidebook for any life changes, to ensure you always feel at peace.

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“Andy helped me find a great investing strategy that will help me accomplish some short and long term goals. You can tell these guys genuinely care about your wellbeing and want you to be able to achieve not just your financial goals, but your life goals too.”

JORDAN
“Andy is incredible, professional and concise. I wouldn’t be in my financial journey without him.”

BRANDEE

Frequently Asked Questions

Our approach to financial planning is unique in that it's both very personal and extremely comprehensive. All money decisions stem from personal values, so the deeper we understand what truly matters to you, the better we can do our job. Our goal in our relationship is to help you use money as a tool to live a meaningful life. This requires a thorough understanding of who you are, as well as a holistic analysis of your financial situation that goes far beyond just investments. Our experience and professional certifications allow us to deliver prudent advice in a time when laws, regulations, and strategies are always changing. We dig into the weeds so you don't have to. Sales pitch aside, your comfort level with us is the most important aspect of whether or not we should work together. Money is extremely personal so it's important you are comfortable with whoever you entrust with that responsibility.
Yes! We’re glad you asked. As a Registered Investment Advisor, we are your "Fiduciary". Meaning, we are legally required to do what is in your best interest and to put your interests ahead of our own. That may sound like common sense, but most advisors are not held to this legal fiduciary standard. It is something we are very proud of and something we take very seriously.
Nope. You can end the engagement at any time, for any reason. You will just pay a final bill based on any advisor hours incurred to date that have not yet been billed. For example, if you decided to end the engagement mid-month, you would receive a final bill for that month. There are no account closing fees and no annual obligations.